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Home ยป Building Your Home » Financing Information


Financing Information

StoneMill Log Home Front

Once you have secured final plans and completed estimates, you will want to obtain financing from a lending institution. Financing any type of home can be a complicated process. There has always been a concern that financing a log home is more difficult than a conventional. While log home financing has some additional considerations, there are plenty of options available. StoneMill Log Homes has 35 years of experience and banking relationships to help you find the right lending institution. Our knowledgeable sales staff will be happy to provide you with a list of specialized log home lending institutions.

From the Simple Life Reading Room ... One of Our "Must Read" Log & Timber Frame  Home Articles that will help you find the Log or Timber Frame Home of Your Dreams!

How to Determine Your Budget
From NAHB Log Home Council

As with the purchase of any home, one of the first places to begin in the planning of your new log or timber frame home it determining your budget. There are many things to consider. First, if you do not own the land already, you will need to take into account how much your land purchase will be and the cost of clearing the land. Additionally, even though interest rates have gone up slightly they are still much more affordable than in many times of the past. How large of a home do you need? Who will be building your home? Is your credit score above 700? If not you will need to take steps to boost your score. What are the current Loan to Values and Comps in the area?

Download this article by the NAHB Log Home Council to assist you getting started determining your budget. Remember, here at StoneMill we will be happy to assist you and answer any questions you may have to begin your journey to your new dream home.



You guys , the very hardworking crew from Creekside Construction, arrived on the scene and made things happen quickly. These guys arrived with nothing but some very high concrete foundation walls staring them in the face. They worked nonstop for 12 days – not pausing for weekends or for the July 4th holiday: Not only did they erect the log shell, they built the sub-floor, decks and porch and did not leave until the house was under roof. Jenny and I certainly thank them for their competence and their work ethic. I was impressed with their demeanor and behavior. At no time did I hear neither a loud radio nor course language from these guys. We are in debt. 
Bruce Bowers
Ferguson, NC